Cigna has been a well known insurance company for quite a while, and they have made it their duty to provide a variety of health insurance plans designed for senior citizens in America. It is often hard for seniors, who may have quite a few health problems, to obtain decent insurance, but they will be able to through Cigna. In addition to offering an array of medical care coverage’s, the company also has a contract with the federal government to offer Most Medicare plans for retirees and seniors. Because of this, they are able to offer a variety of helpful Medicare plans that a person who qualifies for the government assisted insurance will be able to choose.
We not only provide your health coverage, we also provide your medical care through Cigna Medical Group (CMG). By offering health coverage and medical care together, you can build a strong relationship with your doctor and your care team – professionals that are committed to helping you get the most out of your health so you can get the most out of life. And in addition to our CMG staff, you have access to an extended network of more than 4,000 specialists in the community – learn about medicare plans with Cigna.
To start with, Cigna offers Medicare prescription medication plans. As we all know, prescription medications can be extremely expensive. Some of the medicines could cost more than one hundred dollars a month. Many seniors need to take several medications a day, and that can cost more than a fixed income could afford. Cigna offers two different prescription medication plans that you could consider. The details of the two are below.
Cigna Medicare RX Basic
This basic prescription plan will go in conjunction with most parts of Medicare and it is available in every state of the nation. The plan includes a number of helpful benefits. For example, it does not include a deductable, which will keep you from having to pay out of pocket. In addition, it will continue to pay for prescriptions even through the Medicare donut hole explain in out guide, which will cut off most healthcare coverage. Generally, generic medication through this plan will cost nothing out of pocket.
Cigna Medicare Select Plus Rx
This Medicare prescription plan is only available in the state of Arizona and it works only with Medicare HMP plans with Cigna. With this option, you will actually get some healthcare along with prescriptions. The plan does not have any monthly cost and it has no deductibles to reach. Prescriptions are offered at a discount and the plan will even help to pay on doctor’s appointments.
In addition to these two prescription plans, Cigna also offers Advantage Plans and a guide for these can be found on this page. They just recently removed the option of the HMO plans, but others are available to those who qualify for Medicare. Not all of these plans are available in every state, so it will be important to research what is available in your state before determining if these plans are right for you.