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Medicare.Gov – Explained for Seniors

A couple of Medicare recipients enjoying their Medigap plans – click the image to learn more.

“That’s what’s up.” – President Barack Obama on Medicare (b/c Medicare is in a place that it hasn’t been in, ever)

Medicare.gov, the “Official U.S. Government Site for Medicare,” is the perfect spot for both the newcomer to the Medicare insurance world and the experienced subscriber alike. It’s easy to navigate interface and informative database make it the go-to place for information on finding the right Medicare plan.

Boasting detailed step by step guides for each part of the Medicare Benefits program and FAQs and detailed glossaries, you will not need to look any further to find any information regarding anything related to Medicare unless it’s part C that you are interested. The website is guaranteed to satisfy any arousal’s or medicare questions pertaining to the subject.

On the homepage of Medicare.gov, one may find themselves overwhelmed with the amount of helpful content displayed throughout the various links. There are four tabs: Health & Drug Plans, Facilities & Doctors, MyMedicare.gov, and New to Medicare? On the top of the homepage, each boasting a handful of links as subcategories to provide you with comprehensive articles pertaining directly to the subject on the tab. There is a secure sign in area for members, also offering the option of creating an account for easier access within the navigational spectrum of the website. Corresponding with the log in area is a Top 7 Services spot contributing links to essential Medicare articles such as “Find Out What Medicare Costs in 2012” and “Get a New Medicare Card.” There is a special sector for the latest Medicare news, a Need Help? Section and on the bottom of the page, a full directory for quick access to the various hotspots on the websites. All of this, and more, is posted and hosted on the homepage alone. http://www.cms.gov/ is a bit different from this. Accented by a Search bar on the top and a video explaining Open Enrollment, the homepage stands as the most important page on Medicare.gov.

Next to the homepage link lies Manage Your Health. Manage Your Health offers golden advice on preventative services options in detail. Some examples are information on Flu Shots, a directory for MyMedicare.gov and a useful Drug & Pharmacy Manager Tool. The tool grants the user access to their prescription drug list to create, view or change one’s prescription drug or pharmacy information. Also explaining the use of a PHR (personal health record) and recommending the utilization of their printable preventative services checklist, the Manage Your Health section is free to take advantage of and offers valuable gems in regard to those seeking advice on pursuing preventative services.

The next tab is labeled, “Medicare Basics.” The Medicare Basics section provides a bullet list of links to help the newcomer drink from the pool of Medicare info by spelling out the questions they may have with direct links to the answers. The links offered on the page are, as consecutively displayed:

  • Get a basic understanding of the 4 parts of Medicare and how it all works
  • Understand your choices for how to get your Medicare coverage
  • Review and compare your Medicare health and drug plan choices
  • Find out when you’re eligible for Medicare – use resourcse like www.usa.gov/ and www.hud.gov/
  • Learn how to read your Medicare Summary Notice (MSN)
  • Find out when you might need to file a claim and how to do it
  • Understand how to file a complaint or appeal
  • Learn about programs that can help YOU save money on your medical and drug costs

Clicking on any one of those links forwards you directly to a FAQ database where the answers to the questions are spread out in a orderly manner within a more detailed structure. A perfect example would be http://www.va.gov/.

The third tab is controversially the most useful directory Medicare.gov has to offer. The Resource Locator has a similar bullet style list as Medicare Basics, with links directing straight towards finding any resource related to Medicare, such as *Find and compare drug plans, health plans, and Medigap policies, and *View, print, listen to podcasts, or order Medicare publications. Upon scrolling your mouse over the Resource Locator button, a list rolls down which contains a Quality Care directory providing you with direct access to resources such as Hospital Compare, Nursing Home Compare, Medigap Plan Finder, Medigap Policy Search, and many more. Medigap is supplemental insurance which fills in the holes of debt which Medicare itself doesn’t fully cover, and through the Resource Locator one can find all the information they need on Medigap and how to enroll in it too as well.

The final tab is the Help & Support tab, which provides indexes and assistance-oriented guides as well. From Filing a Complaint or Grievance to the A-Z Index with the Frequently Asked Questions Glossary, Help & Support is packed with all the help one can potentially seek from within or outside the site. Health policy researchers can download the database used to populate Medicare’s search and comparison of tools for research purposes, and caregiver resources boasting learning opportunities about additional outside support, resources and information available for caregivers is also available. Medicare fraud & abuse is explained in full, and useful phone numbers and websites are made accessible for those seeking to obtain contact information for organizations that can help answer personal Medicare related questions.

Other special features the site has to offer include full Spanish translations of its content, the ability to Email or Print any of the resourceful articles or pages for reference, bookmarking options available on every page and accessible RSS feeds. In conclusion, Medicare.gov is indubitably the most resourceful Medicare/Medigap informational website on the internet. The search for a database containing all one can ever wish to seek in the world of Medicare has come to an end. Medicare.gov will be sure to become and remain the number one go-to database for all of your referential and researching needs.


4 Responses to “Medicare.Gov – Explained for Seniors”

  1. phyllis foreman says:

    My husband died in November,do I still use his social security number on my card?

    • Ben says:

      You have got to use your own.

      • Lurline M. Brooks says:

        I need to know why I have to pay back medicare 2,782.44. I am a widow and 82 years old. please
        explain to me. I will be waiting for your answer. I only have a few days to send payment. It doesn’t
        seam fair when I started P.T. I was told Medicare would take care of the bill. Lurline M. Brooks

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