Medicaid VS. Medicare and More
Medicaid is a program created in the United States which aims to provide health insurance to individuals and families with low income and resource . It is managed by the states that subsidize conjunction with the federal government. Among the types of people who are eligible for this program are: the low-income parents, children, seniors and persons with disabilities. Medicaid is the largest financial assistance for medical or health related for people with limited income.
History and participation of Medicaid
Medicaid was created July 30, 1965 through Title XIX of the Social Security Act, passed as part of the “war against poverty” of President Lyndon Johnson. Each state runs its own Medicaid program while the Centers for Medicare and Medicaid Services (CMS) oversee the programs run by states and establishes the requirements necessary for the development of services, quality, and subsidizing their standard of eligibility.
Medicaid policies regarding eligibility, services and payments are complex and differ considerably even among states of similar size or geographically close. A person who has access to Medicaid in a state that will perhaps not be in another, and the services provided by a state may vary considerably in terms of quantity, duration and scope compared to a neighboring state or of the same size. In addition, the legislation states can change the criteria for eligibility for Medicaid services as its repayments during the year.
States sometimes give their own name to this program. Thus, Medicaid is called Medi-Cal in California, MassHealth in Massachusetts or in the Tenncare Tennessee.Les states may join the administration of Medicaid with those of other programs like the State Children’s Health Insurance Program (SCHIP). The organizations that manage Medicaid may therefore equally well manage these other programs. You can find local programs in some municipalities that are subsidized by the states or their political subdivisions to provide needy children and health coverage.
States have the right not to participate in the program. However, they have all done since the creation of AHCCCS in 1982 by the State of Arizona. Some private insurance companies are also paid by Medicaid to help some states Medicaid program. Other states prefer to pay doctors, clinics or hospitals to be sure that the beneficiaries of the program are well supported by the medical profession.
Medicare Insurance – Medicaid and Medicare have to close as the name. Medicare is a program that was right when Medicaid is considered a form of social security (social welfare). One of the criteria to qualify for Medicaid have fewer resources to the program guidelines, then it is not taken into account for Medicare.
Although some groups have both Medicaid and Medicare, important differences exist between the two programs. For example, Medicaid covers a wider range of health services that Medicare and has no insurance premiums or deductibles. In 2001, approximately 6.5 million Americans were enrolled in both Medicare and Medicaid, which is known as Medicare dual eligible.