Medicare Recipients in North Carolina Beware
Applying for North Carolina Medigap insurance is one of the smartest things that you can do for yourself and your loved ones. The fact is, if you are already enrolled in Medicare Plan A and Plan B, you are completely eligible to enroll in this Medicare supplemental insurance.
Of course, you have to be a senior to qualify. Or, those with disabilities under the age of 65 can also qualify. The important thing is to take advantage of these helpful insurance programs which will leave you with more money at the end of the month and ensure that you remain financially independent.
Although Medicare does cover various health costs, it can be quite limited and it requires co-payments and deductibles and the like to be paid right out of your own pocket. If you are quite healthy, you might feel that it is unnecessary and just an added cost. However, those who have developed illnesses and require constant hospitalization and other procedures will suffer financially as well.
Certainly, this is a decision that must be made by each individual. However, it takes time and thought and some serious calculations, you can get some government assistance in making any sort of Medicare related decision. Should a serious illness develop, you may be faced with financial turmoil that could affect the rest of your life and that of your loved ones as well.
Having said that, you should take the time to shop around either online or by speaking to various insurers that will gladly come to your home for a Medicare supplement comparison. Whatever the case, take the time necessary to weigh the pros and cons of each insurer and what they offer. Only when you have thoroughly researched and you make a wise decision. So be patient and be selective, and never give in to any pressures from any agents. Instead, have someone you trust with you at all these meetings.